IC Group Insurance Company offers insurance cover for both commercial and private property:
Property Insurance against FLEXA, natural hazards and theft
Comprehensive insurance – covers totally all the property owned or managed by the Insured. The cover may be extended to the property purchased during the period of insurance.
Insurance of different types of property – covers only buildings or their architectural or construction elements, or only movable property (machinery, electric equipment, inventory, goods in storage, etc.).
- Natural Disasters, earthquake
- Water Damage
- Vehicle Impact
- Theft, burglary, robbery, vandalism, illegal action of the third parties
- Plate glass damage
The cover may include all the above risks or any of their combinations.
Machinery breakdown insurance
This kind of insurance provides cover in the event of damage to the insured machinery due to certain external or internal factors, such as explosion, short circuit, defective materials, faulty design, etc. You will be reimbursed for total sum insured in case of total loss, or for the recovery costs in case of partial damage.
Business Interruption insurance
IC Group offers you to protect your financial interests against the risk of damage to your property that may result in business interruption, unpredicted additional expenses and consequential loss of income. This is an additional cover to the property or machinery breakdown insurance.
Sum Insured shall be calculated from the amount of maximal possible loss following the 12 months idle period of your enterprise, based on the profit and loss data.
Property & Casualty insurance for individuals
IC Group offers a wide choice of IC HOME property insurance programs.
We insure homes, apartments, summer houses, including their contents, such as household goods, furniture and furnishings, fixtures and fittings, interior decorations and also separate household premises and landscape elements. A special insurance program offers you cover during your vacation or business trip.
As an extension to your cover we can offer you the Homeowner’s Liability Insurance.
CAR / EAR insurance
Construction process is always associated with risk. Insurance, as the most cost-effective method of risk management is an optimal way to protect your financial interests in this field. We offer you comprehensive insurance protection at each stage of the construction process – starting with the installment of plant and machinery at the site and expiring with the end of maintenance period. Along with the standard property risks the cover may be extended to include also non standard technical risks.