Property Insurance
IC Group Insurance Company offers
insurance cover for both commercial and private property:
Property Insurance against FLEXA, natural
hazards and theft
Comprehensive insurance – covers totally all
the property owned or managed by the Insured. The cover may be extended to
the property purchased during the period of insurance.
Insurance of different types of property –
covers only buildings or their architectural or construction elements, or
only movable property (machinery, electric equipment, inventory, goods in
storage, etc.).
Risks insured:
- FLEXA
- Natural Disasters, earthquake
- Water Damage
- Vehicle Impact
- Theft, burglary, robbery, vandalism, illegal action of the third parties
- Plate glass damage
The cover may include all the above risks or any of their combinations.
Machinery breakdown insurance
This kind of insurance
provides cover in the event of damage to the insured machinery due to certain
external or internal factors, such as explosion, short circuit, defective
materials, faulty design, etc. You will be reimbursed for total sum insured in
case of total loss, or for the recovery costs in case of partial damage.
Business Interruption insurance
IC Group offers you to
protect your financial interests against the risk of damage to your property
that may result in business interruption, unpredicted additional expenses and
consequential loss of income. This is an additional cover to the property or
machinery breakdown insurance.
Sum Insured shall be
calculated from the amount of maximal possible loss following the 12 months
idle period of your enterprise, based on the profit and loss data.
Property & Casualty insurance
for individuals
IC Group
offers a wide choice of IC HOME property insurance programs.
We insure
homes, apartments, summer houses, including their contents, such as household
goods, furniture and furnishings, fixtures and fittings, interior decorations
and also separate household premises and landscape elements. A special
insurance program offers you cover during your vacation or business trip.
As an
extension to your cover we can offer you the Homeowner’s Liability Insurance.
CAR / EAR insurance
Construction process
is always associated with risk. Insurance, as the most cost-effective method of
risk management is an optimal way to protect your financial interests in this
field. We offer you comprehensive insurance protection at each stage of the
construction process – starting with the installment of plant and machinery at
the site and expiring with the end of maintenance period. Along with the
standard property risks the cover may be extended to include also non standard
technical risks.
